Same Wilson County freeze as Lake Providence — $600–$1,200/yr lower HOA — at what cost
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Talk to a Specialist →| Factor | Groves Reserve | Del Webb Lake Providence | Del Webb Barton Village | StoneBridge |
|---|---|---|---|---|
| Scale | ~200 homes — small | 1,029 homes — large | Active construction — growing | Active construction |
| Price Range | $350K–$550K | $390K–$965K | $350K–$600K | $300K–$500K |
| County | Wilson | Wilson | Wilson | Rutherford |
| Tax freeze limit | $63,470 — identical to Lake Providence | $63,470 | $63,470 | $61,920 |
| Est. annual tax — $430K home | ~$2,365–$2,795 | ~$2,365–$2,795 — same | ~$2,365–$2,795 — same | ~$2,150–$2,580 |
| HOA/mo | ~$120–$175 — lowest in Mt. Juliet | ~$185–$225 | ~$175–$225 | ~$125–$180 |
| Annual HOA savings vs Lake Providence | ~$600–$1,200/yr | — | — | Comparable |
| Lake / water feature | No | 15-acre stocked lake | No | No |
| Putting green | Yes — unique in Nashville 55+ market | No | No | No |
| Indoor pool + track | No | Yes | TBD | TBD |
| Social calendar | Modest — self-directed | 80+ clubs, established | Early stage | Early stage |
| BNA airport | ~20 min — same as Lake Providence | ~20 min | ~25 min | ~25 min |
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Groves Reserve wins on one dimension and loses on every other: it is the lowest HOA in the Mount Juliet 55+ market, with the same Wilson County tax position and BNA proximity as Del Webb Lake Providence. The $600–$1,200 annual HOA savings vs Lake Providence are real and compound over time.
What you give up for those savings is substantial: no 15-acre lake, no 24,000 sq ft clubhouse, no indoor pool, no indoor walking track, no organized 80+ club infrastructure. Groves Reserve has a putting green, fire pits, grilling areas, a pool, and walking paths. That is the amenity package.
The buyer Groves Reserve is genuinely right for is someone who actively does not want what Lake Providence offers — the organized social programming, the large community scale, the structured club infrastructure. Buyers who find the Del Webb social culture overwhelming, who will not use a 24,000 sq ft clubhouse, who want a quieter residential environment and would rather keep the HOA savings, should evaluate Groves Reserve seriously.
The comparison with StoneBridge in Rutherford County is worth noting: StoneBridge has lower purchase prices and lower property tax rates, but sits in Smyrna vs Mount Juliet — different location character, slightly different community scale. For buyers whose primary driver is lowest annual cost, StoneBridge is the answer. For buyers who want the Mount Juliet location, the Wilson County freeze, and the quieter scale of Groves Reserve, it has a specific niche.
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