Del Webb Lake Providence is the original and most established Del Webb community in Middle Tennessee. With 1,029 homes centered around a 15-acre stocked lake, a 24,000 square foot clubhouse called The Club, and one of the most comprehensive amenity packages of any Del Webb outside Florida, Lake Providence has been the benchmark for Nashville 55+ living since it opened.
The location in Mount Juliet puts residents 25 minutes from downtown Nashville, 20 minutes from Nashville International Airport (BNA), and close to TriStar Summit Medical Center — a full-service hospital less than 10 miles from the community gates. Vanderbilt University Medical Center, one of the top 20 academic medical centers in the United States, is approximately 30 minutes away.
| Component | Monthly (est.) | Annual (est.) | Notes |
|---|---|---|---|
| HOA | ~$185–$225/mo | ~$2,220–$2,700/yr | Covers The Club and all amenities — verify current rate |
| Wilson County property tax (est. $550K home, primary) | ~$252–$297/mo | ~$3,025–$3,575/yr | After standard exemptions; effective rate ~0.55–0.65% |
| Homeowners insurance | ~$150–$250/mo | ~$1,800–$3,000/yr | Middle Tennessee inland — significantly lower than FL coastal |
| Utilities (electric, water, trash) | ~$200–$300/mo | ~$2,400–$3,600/yr | Tennessee Valley Authority rates — generally moderate |
| State income tax | $0 | $0 | Tennessee — zero state income tax on all income |
| Est. annual housing cost (ex-mortgage, $550K home) | ~$9,445–$12,875/yr · ~$787–$1,073/mo — among the lowest for a Del Webb community nationally | ||
A comparable Del Webb home in Nocatee FL ($550K) carries approximately $7,000–$8,500 in St. Johns County property tax plus $1,500–$3,500 in Nocatee CDD fees — total $8,500–$12,000/year in real estate related costs. Del Webb Lake Providence at the same value carries approximately $3,000–$3,600 in Wilson County property tax, no CDD fees, and zero state income tax. Tennessee wins on total annual cost by approximately $5,000–$8,000/year on a comparable home — before applying the property tax freeze if you qualify.
Lake Providence is the only Nashville-area 55+ community with a 15-acre lake as its centerpiece. Stocked for fishing, with a canoe and kayak launch, the lake creates a natural focus that other communities — including the newer Del Webb communities — cannot replicate. The 24,000 square foot clubhouse is among the largest of any Del Webb community in the Southeast. And the community is fully built out with an established social calendar, active clubs, and a resident culture that newer communities spend years developing.
We can run your full Wilson County tax + freeze eligibility + HOA comparison before you book a visit.
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