Reverie at TrailMark: Costs & Fee Verification Guide

St. Augustine, FL · Dream Finders Homes · ~250 Homes · 55+ Age-Restricted

Reverie at TrailMark is Dream Finders' earlier 55+ community in St. Johns County, predating Reverie at Silverleaf by three years. Unlike Silverleaf — where HOA fees of $198–218/month and no-CDD status are confirmed via multiple public sources — TrailMark's fees are not publicly listed in builder materials or broadly available county records. This page tells you exactly what to ask and how to find the numbers before you make any cost comparison.

Do Not Estimate TrailMark Fees From Silverleaf DataDream Finders built both communities, but they are separate HOAs with separate fee structures determined by their respective community documents. Silverleaf's $198–218/month HOA and no-CDD status do not transfer to TrailMark. Ask Dream Finders specifically for TrailMark's HOA fee schedule and CDD disclosure before comparing these two communities on cost.

What to Request — and How to Get It

HOA fee and what it covers: Request from Dream Finders sales team or the Reverie at TrailMark HOA directly. Ask whether the TrailMark master association has a separate fee in addition to the Reverie neighborhood HOA.
CDD status: Search any current TrailMark homesite at sjcpa.us — enter the address and look for CDD line items in the tax detail. If the community has a CDD, it shows up as a separate assessment. Florida law also requires Dream Finders to provide a CDD disclosure document before you sign a contract.
HOA documents: Request the Declaration of Covenants, Conditions and Restrictions (CC&Rs) and the current budget — both are required to be provided before closing in Florida.
Reserve study: For a community started in 2020 with some resale inventory now available, ask for the current HOA reserve study and funding percentage.

Property Tax — What Is Confirmed

Property tax at Reverie at TrailMark uses the same St. Johns County millage as every other community in this market: 13.47 mills in 2025. On a home at $400,000 after the $50,000 homestead exemption, year-one tax is approximately $4,715. That number is the same regardless of which St. Johns County community you choose — only HOA and CDD vary by community.

Purchase Price	Year-1 Property Tax (confirmed)	HOA (verify)	CDD (verify)	Total Annual (tax only)
$375,000	$4,385	Verify	Verify	$4,385 + fees
$425,000	$5,051	Verify	Verify	$5,051 + fees
$475,000	$5,725	Verify	Verify	$5,725 + fees

How TrailMark Compares to Silverleaf — Once You Have the Numbers

Once you have confirmed TrailMark's HOA fee and CDD status, compare it to Reverie at Silverleaf's confirmed structure: HOA $198–218/month ($2,376–$2,616/year), no CDD. The comparison framework is straightforward — add TrailMark's confirmed HOA + CDD to the property tax figure above, then compare to Silverleaf's confirmed total at the same purchase price.

If TrailMark also has no CDD, the comparison is between the two communities' HOA structures and lifestyle differences. If TrailMark has a CDD, Silverleaf has a cost advantage equal to the annual CDD amount. Reverie at Silverleaf full cost breakdown →

The Lifestyle Factors That May Matter More Than the Fee Difference

TrailMark's signature differentiator is the nature preserve access — walking and hiking trails adjacent to conservation land that Silverleaf does not have. Six pickleball courts (more than most communities in this market). Lakeside clubhouse setting. If those specific factors are important to your daily routine, the fee comparison is secondary. Run the numbers first, then weigh the lifestyle difference against whatever cost gap you find.

Get the confirmed HOA fee and CDD status for Reverie at TrailMark directly from Dream Finders or an agent who has current data — then compare it line by line to Reverie at Silverleaf.

Connect with a Local Agent →

TrailMark HOA and CDD fees not confirmed publicly — verify with Dream Finders or at sjcpa.us. Silverleaf HOA $198–218/month confirmed, no CDD confirmed — do not assume TrailMark matches. Property tax uses 2025 St. Johns County millage of 13.47 mills. This page is for research purposes only.