273 beach-inspired attached townhomes on Kent Island, steps from the Chesapeake Bay Bridge — the Eastern Shore's best of both worlds: waterfront lifestyle, Queen Anne's tax rates, and a 10-minute drive back to Annapolis.
Bay Bridge Cove sits on Kent Island in Stevensville — literally the first community you encounter after crossing the Chesapeake Bay Bridge heading east on Route 50. The 273 attached homes are beach-inspired in design, with the community's location giving residents access to Terrapin Beach Park, nearby marinas, and the waterfront dining scene of Kent Island, while remaining within 10 minutes of Annapolis and 40 minutes of Baltimore by car.
The product type is distinct from the other communities in this market: Bay Bridge Cove is an attached townhome community, not single-family. This lowers entry price points compared to Four Seasons at Kent Island's single-family product, reduces exterior maintenance obligations (the HOA typically handles more exterior items in attached communities), and creates a denser, more urban-adjacent neighborhood character.
The 273 attached homes at Bay Bridge Cove range across several floor plans with beach-inspired architectural styling — open-plan interiors, energy-efficient construction, and designs oriented toward low-maintenance living. Current resale prices run roughly $450,000–$700,000 depending on size, location within the community, and finish level. Some premium listings with water views or upgraded specs exceed $700K.
The community includes a clubhouse with community space, outdoor pool and patio, and tennis courts. Proximity to Terrapin Beach Park gives residents an accessible natural waterfront area for trails, swimming, and kayaking.
| Home Price | Annual Tax (~0.86%) | Monthly Tax | Est. HOA/mo | Total Monthly Fixed |
|---|---|---|---|---|
| $450,000 | ~$3,870 | ~$323 | ~$375 | ~$698 |
| $530,000 | ~$4,558 | ~$380 | ~$375 | ~$755 |
| $620,000 | ~$5,332 | ~$444 | ~$375 | ~$819 |
| $700,000 | ~$6,020 | ~$502 | ~$375 | ~$877 |
In attached communities like Bay Bridge Cove, the HOA typically covers exterior maintenance of the building envelope — roofing, siding, and sometimes insurance — in addition to the standard landscaping and amenity costs. Before comparing HOA fees between Bay Bridge Cove and a single-family community, identify what each fee actually covers. An attached home with a $375/mo HOA that includes exterior maintenance and building insurance may have a lower total cost of ownership than a single-family home with a $200/mo HOA where you fund those costs separately.
Stevensville is 10 minutes by car from Annapolis via the Bay Bridge. Johns Hopkins Medicine at AAMC (now University of Maryland Capital Region) is about 25 minutes west. BWI Airport is 35 minutes. Washington DC is 45 minutes in non-peak conditions. This makes Bay Bridge Cove the most commuter-accessible 55+ community on the Eastern Shore side of this market — a meaningful factor for buyers who are semi-retired or have family on the western shore.
Kent Island amenities within 10 minutes include: Queenstown Premium Outlets, multiple marina restaurants, Chesapeake Exploration Center, the Cross Island Trail (7 paved miles), and several boat rental and sailing charter operations.
Living on Kent Island, MD
Four Seasons at Kent Island — same county, different product (single-family)
Queen Anne's County Tax Guide
10-Year Total Cost Comparison
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