Enter your home price, age, and residency plans — get real monthly cost estimates for all six major Charlotte 55+ communities, ranked cheapest to most expensive.
$400,000
$250K$900K
SC's 65+ exemption applies at age 65+
SC exemption dramatically reduces SC community taxes for qualifying 65+ residents
Tax $257 · HOA $510 · Lawn incl. · · Ins $128 · Utils $178
$1,143
per month
+$8,276 closing fees
What this calculator includes: HOA, estimated property taxes, lawn service (where not included in HOA), homeowner's insurance, and utilities. Not included: mortgage payment, golf membership, dining at on-site restaurants, or SC vehicle property tax. Trilogy's $8,276 closing fees shown separately. Tax estimates use county effective rates; actual taxes vary by assessed value and exemptions.
Estimates only — for planning purposes. Actual costs vary by specific home, negotiated HOA rate, insurance provider, and individual utility usage. Verify current HOA rates directly with each community. SC homestead exemption eligibility requires 65+, SC primary residence, and timely application at county assessor's office.
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