Del Webb Fulshear vs Bonterra at Cross Creek Ranch

Two Fort Bend County 55+ communities on FM 359 / FM 1093, less than 5 miles apart. HOA $2,600 vs $3,150. Different amenity philosophy, different scale, different social character. The honest comparison buyers on the Fulshear corridor need.

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Side by Side

FactorDel Webb FulshearBonterra at Cross Creek Ranch
LocationFM 359, Fulshear, Fort BendFM 1093, Fulshear, Fort Bend
Homes725700
Price RangeFrom $275,990From ~$300K (resale and new)
BuilderDel Webb / PulteGroupTaylor Morrison
StatusNew Construction ActiveNew + Resale
HOA Annual$2,600 confirmed$3,150 confirmed
Foundation Fee at ClosingNone confirmed0.25% of purchase price
Amenity Center16,000+ sq ft, 6 pickleball courts, indoor lap pool, outdoor pool, putting courseLagoon pool, pickleball, clubhouse + Cross Creek Ranch master amenities
Lifestyle ProgrammingFull-time Del Webb Lifestyle Director, structured activities calendarTaylor Morrison model — less structured, more independent
Combined Tax Rate~3.1% (active MUD)~2.3–2.8% (active MUD, varies by section)
Front Lawn CareNot includedNot included
Flood ZoneMostly Zone X — verify per lotMostly Zone X, Cross Creek detention — verify per lot

The HOA Comparison — Confirmed Numbers

Del Webb Fulshear's HOA is confirmed at $2,600 per year. Bonterra at Cross Creek Ranch's HOA is confirmed at $3,150 per year from the community's own tax rate page. Bonterra costs $550 more per year in HOA. However, Bonterra's higher HOA includes access to Cross Creek Ranch's master amenities — stocked catch-and-release lakes, parks, trails, and the master community infrastructure. Del Webb Fulshear's $2,600 buys a significantly larger dedicated amenity center with more courts and facilities, but no master community layer.

The 0.25% Cross Creek Ranch foundation fee at Bonterra adds approximately $750–$1,750 to closing costs depending on purchase price — a one-time charge that does not affect annual carrying cost but is part of the true cost of purchase.

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The Tax Gap — Fulshear Runs Higher

Del Webb Fulshear's combined rate of approximately 3.1% is confirmed from HAR agent analysis. Bonterra at Cross Creek Ranch's rate is lower — approximately 2.3–2.8% depending on which MUD section the specific lot falls in. On a $400,000 home, the gap between 3.1% and 2.5% is $2,400 per year in property taxes. Both carry Lamar CISD and both offer the 65-and-older school tax freeze.

Home PriceFulshear Tax (3.1%) + HOABonterra Tax (2.5%) + HOAAnnual Gap
$350,000$10,850 + $2,600 = $13,450$8,750 + $3,150 = $11,900Fulshear +$1,550/yr
$450,000$13,950 + $2,600 = $16,550$11,250 + $3,150 = $14,400Fulshear +$2,150/yr
$550,000$17,050 + $2,600 = $19,650$13,750 + $3,150 = $16,900Fulshear +$2,750/yr

The Lifestyle Decision

Del Webb Fulshear is for the buyer who wants the full Del Webb machine: six pickleball courts, structured activities calendar, large indoor lap pool, the community energy that comes from 725 homes in a single-brand Del Webb environment. The lower starting price ($275,990) also matters — it is the most affordable entry point of any new-construction 55-plus community in the Fort Bend West corridor.

Bonterra at Cross Creek Ranch is for the buyer who wants a quieter, more private character. Taylor Morrison's product runs larger and more premium per square foot than Del Webb's standard range. The Cross Creek Ranch master community setting — 400-plus acres of waterways, a 50-acre nature pond, catch-and-release lakes — provides a natural environment that Del Webb Fulshear's site does not match. The lower tax rate at Bonterra is a real and ongoing annual advantage.

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