Honest side-by-side — how Latitude stacks up on cost, amenities, location, and lifestyle against every alternative in the market
| Category | Latitude Margaritaville | Sun City HH | The Haven | Four Seasons Carolina Oaks |
|---|---|---|---|---|
| HOA / Month | $329–$375 | $224–$295 | ~$254 | ~$265 |
| Annual HOA Cost | $3,949–$4,495 | $2,688–$3,540 | ~$3,048 | ~$3,180 |
| Price Range | $300K–$600K+ | $330K–$800K+ | $400K–$650K | $400K–$700K |
| New Construction | Yes — active | Limited phases | Very limited | Yes — active |
| Community Size | 3,000 planned | 8,000+ | ~500 | ~400 |
| Beach Distance | 35–40 min | 20–30 min | 25 min | 20–25 min |
| Golf On-Site | None | 54 holes | None | None |
| Entertainment Programming | Live music, themed events | Theater, events | Modest scale | Growing |
| Brand Identity | Strong — Margaritaville | Del Webb / Sun City | Del Webb | K. Hovnanian |
| Established Community | 2019–present | 1995–present | 2010s | 2022–present |
| Resale Inventory | Limited (newer) | Deep | Very limited | Very limited |
| County | Jasper / Beaufort (verify) | Beaufort | Beaufort | Beaufort |
Latitude Margaritaville's single-family HOA is $329/month. Sun City original section is $224/month. The monthly difference is $105. Here is what that compounds to:
This is before accounting for any HOA increases at either community. The question is not whether Latitude is overpriced — it is whether the new construction quality, entertainment programming, and Margaritaville identity are worth $12,600 or more over a 10-year stay versus what Sun City delivers for less.
Buyers who want brand-new construction, connect with the fun-and-casual lifestyle identity, do not rely on golf, understand the beach is 35–40 minutes away, and are comfortable paying a HOA premium for newer facilities and entertainment programming. The community is genuinely excellent at what it does — you just need to know exactly what that is before you buy.
Buyers who want the deepest amenity footprint in SC, on-site golf access, a mature community with 30 years of social fabric, more negotiating leverage on resale, and a lower monthly HOA cost. The tradeoff is older homes in the original section and a more traditional active-adult community feel rather than a branded lifestyle experience.
Tell us your priorities and we will run the real numbers for your specific situation.
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