The Villages South of 466
Complete Village Comparison Guide

The core resale market. 12 named villages, all in Sumter County, all near Brownwood Paddock Square. Here is how to navigate them.

📍 Sumter County💰 $295K–$520K🏛️ Bond: $8K–$27K🛺 Brownwood Square Hub

The Core Resale Market

South of 466 is the phrase Villages buyers use to describe the mid-section of the community — villages built roughly between 2000 and 2012 in Sumter County, centered around Brownwood Paddock Square. This is where the majority of active resale inventory lives, and it is typically the first zone buyers evaluate when they enter the market at the $295K–$520K price range.

All south-of-466 villages share the same fundamentals: Sumter County property taxes, golf cart access to Brownwood Paddock Square, 2000s-era construction that is larger and more modern than north-of-466, and CDD bond balances that vary from $8K to $27K depending on the specific property. The bond due diligence requirement is non-negotiable in this zone — two comparable homes in the same village can carry $8,000 or $22,000 in remaining CDD. Always request the payoff statement.

Bond reminder: Bond balances in the south-of-466 section vary significantly per property and are not reflected in the listing price. Before making an offer on any south-of-466 home, request the CDD district payoff statement and understand the monthly bond payment. The lifestyle fee ($195/mo) plus taxes plus insurance plus bond can add $600–$1,000/month in carrying costs before mortgage.

What Differentiates South-of-466 Villages from Each Other

Since all south-of-466 villages share county, town square access, and the same lifestyle fee, the differentiators that actually move buyers from one to another come down to: proximity to Brownwood (Santiago and Tamarind Grove lead here), golf course adjacency (St. James), lake views (Sunset Pointe), wooded setting (Pine Ridge), construction vintage (Summerhill and later), or resale inventory depth (Belvedere, Mallory Square, and Pennecamp typically have the most available listings).

PriorityBest Village Options
Closest to Brownwood SquareSantiago, Tamarind Grove
Best resale inventory depthBelvedere, Mallory Square, Pennecamp
Championship golf accessSt. James
Lake views availableSunset Pointe
Wooded / natural settingPine Ridge
Newest construction in zoneSummerhill, Hemingway
Best cart-path connectivityDeSoto
Premium village reputationHemingway, Sanibel
Lower end of zone pricingTamarind Grove, Santiago

Orlando metro: Median price $410,000 · Days on market 51 · March 2026

Ready to compare south-of-466 villages?

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