Every active adult community in the market, side by side: HOA + property tax + estimated insurance. The all-in monthly number — at entry price, mid price, and upper price for each community.
Property tax uses Washington County's 0.37% effective rate on 55% of purchase price (residential exemption applied). Insurance is estimated at $24–28 per $100K of home value annually. HOA fees from community disclosures and MLS records. Where fees are unavailable, ranges are noted.
| Community | HOA /mo | Age | Entry Price | Total /mo (Entry) | Mid Price | Total /mo (Mid) | Details |
|---|---|---|---|---|---|---|---|
| SunRiver St. George | $172 | 55+ | $360K | $382 | $500K | $441 | Full guide → |
| SunRiver Villas | ~$160 | 55+ | $280K | $332 | $340K | $354 | Most affordable 55+ |
| Brio | $100 | Age-target | $400K | $323 | $650K | $448 | Full guide → |
| SunRiver Firelight | $0 (yr 1–2) / ~$172 (yr 3+) | 55+ | $490K base | $293 (yr 1–2) | $580K spec | ~$465 (yr 3+) | Full guide → |
| Entrada at Snow Canyon | ~$295 + club ~$275 | Age-target | $400K | ~$730 | $900K | ~$866 | Full guide → |
| Regency at Desert Color | TBD (dual HOA) | 55+ | New construction | Verify with Toll Brothers | — | — | Details → |
| Vista Ridge Estates | Verify w/ HOA | 55+ | Resale | Contact HOA | 169 homes | Attached | Indoor pool |
| Sun Country Meadows | Verify w/ HOA | 55+ | Resale | Contact HOA | — | — | Equestrian trails |
| West Springs Townhomes | ~$200 | 55+ | ~$240K | ~$344 | $280K | ~$363 | 110 townhomes |
| Meadow Creek Estates | ~$230 | 55+ | ~$320K | ~$412 | $380K | ~$441 | Established, 1993 |
| Winterhaven Townhomes | Verify w/ HOA | 55+ | ~$200K | No amenities | 1982 build | Low HOA est. | 1,032 sq ft brick |
| Vista del Sol | Verify w/ HOA | 55+ | Resale | Contact HOA | 105 homes | 1993–1995 | Limited data |
At entry-level price points, Brio at $400K produces the lowest all-in monthly cost of any resort-amenity community: approximately $323/month including HOA, property tax, and insurance. Its $100/month HOA is the lowest in the market for a full-amenity community.
SunRiver Villas at $280K produces the lowest total monthly cost overall (~$332/month) — but with a significantly smaller amenity set than SunRiver St. George or Brio.
SunRiver St. George at $400K entry runs approximately $382/month — $59/month more than Brio at the same price — with HOPA certification, a larger clubhouse, and 80+ established clubs as the premium.
Entrada at Snow Canyon with full country club membership is the highest-cost community in the market by a wide margin. At a $700K purchase price with associate membership: approximately $820/month all-in. At $1M: approximately $866/month. The Entrada premium buys the Johnny Miller golf course, Snow Canyon adjacency, and private club dining and fitness — features unique in the Southern Utah market.
Mortgage principal and interest, utilities, home maintenance, and any optional add-ons (SunRiver rear yard service, golf memberships). The table compares HOA + property tax + insurance only — the unavoidable fixed monthly costs of community ownership.
Our St. George partner agent can run the specific numbers for the communities on your shortlist at your target price range — before you fly out for tours.
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