St. George 55+ Communities
Total Cost Comparison

Every active adult community in the market, side by side: HOA + property tax + estimated insurance. The all-in monthly number — at entry price, mid price, and upper price for each community.

All-In Monthly Cost — Every Community

Property tax uses Washington County's 0.37% effective rate on 55% of purchase price (residential exemption applied). Insurance is estimated at $24–28 per $100K of home value annually. HOA fees from community disclosures and MLS records. Where fees are unavailable, ranges are noted.

CommunityHOA /moAgeEntry PriceTotal /mo (Entry)Mid PriceTotal /mo (Mid)Details
SunRiver St. George$17255+$360K$382$500K$441Full guide →
SunRiver Villas~$16055+$280K$332$340K$354Most affordable 55+
Brio$100Age-target$400K$323$650K$448Full guide →
SunRiver Firelight$0 (yr 1–2) / ~$172 (yr 3+)55+$490K base$293 (yr 1–2)$580K spec~$465 (yr 3+)Full guide →
Entrada at Snow Canyon~$295 + club ~$275Age-target$400K~$730$900K~$866Full guide →
Regency at Desert ColorTBD (dual HOA)55+New constructionVerify with Toll BrothersDetails →
Vista Ridge EstatesVerify w/ HOA55+ResaleContact HOA169 homesAttachedIndoor pool
Sun Country MeadowsVerify w/ HOA55+ResaleContact HOAEquestrian trails
West Springs Townhomes~$20055+~$240K~$344$280K~$363110 townhomes
Meadow Creek Estates~$23055+~$320K~$412$380K~$441Established, 1993
Winterhaven TownhomesVerify w/ HOA55+~$200KNo amenities1982 buildLow HOA est.1,032 sq ft brick
Vista del SolVerify w/ HOA55+ResaleContact HOA105 homes1993–1995Limited data

How to read this table

  • Property tax estimated at 0.37% × 55% of listed home price — applies to primary residences after residential exemption
  • Insurance estimated at $24–28 per $100K of home value annually — get your own quotes
  • Entrada total includes country club associate membership (~$275/mo) — without it, HOA-only is ~$295
  • SunRiver Firelight Year 1–2 shown with $0 HOA (Founders Club); Year 3+ shows estimated ongoing HOA
  • Where "Verify w/ HOA" appears: fee not consistently available in public sources — contact community directly
  • All figures approximate as of mid-2026. Verify all before purchase.

The Lowest All-In Monthly Cost in the Market

At entry-level price points, Brio at $400K produces the lowest all-in monthly cost of any resort-amenity community: approximately $323/month including HOA, property tax, and insurance. Its $100/month HOA is the lowest in the market for a full-amenity community.

SunRiver Villas at $280K produces the lowest total monthly cost overall (~$332/month) — but with a significantly smaller amenity set than SunRiver St. George or Brio.

SunRiver St. George at $400K entry runs approximately $382/month — $59/month more than Brio at the same price — with HOPA certification, a larger clubhouse, and 80+ established clubs as the premium.

The Highest All-In Monthly Cost in the Market

Entrada at Snow Canyon with full country club membership is the highest-cost community in the market by a wide margin. At a $700K purchase price with associate membership: approximately $820/month all-in. At $1M: approximately $866/month. The Entrada premium buys the Johnny Miller golf course, Snow Canyon adjacency, and private club dining and fitness — features unique in the Southern Utah market.

What this table doesn't include

Mortgage principal and interest, utilities, home maintenance, and any optional add-ons (SunRiver rear yard service, golf memberships). The table compares HOA + property tax + insurance only — the unavoidable fixed monthly costs of community ownership.

Want a Personalized Cost Comparison?

Our St. George partner agent can run the specific numbers for the communities on your shortlist at your target price range — before you fly out for tours.

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